Revolut Available Countries

Summary: Revolut provides financial and cryptocurrency services across over 35 countries, including much of the European Economic Area, the UK, and select global markets such as the US, Australia, and Japan. It operates under strict regulatory frameworks like the UK's FCA but note that its crypto services are not FCA-regulated.

Services vary by region to comply with local regulations, with plans for further expansion in India, the Philippines, Hong Kong, Malaysia and other markets.

Which Countries is Revolut Available?

Revolut provides its financial services in over 35 countries, mainly in the European Economic Area (EEA), with additional global coverage. This service is available in the UK, France, Germany, Ireland, Italy, Spain, Greece, and the Netherlands, among others, as well as in Australia, Singapore, Japan, the United States, and more.

For identity verification, Revolut generally requires a valid passport in all the regions it serves. In specific countries like the UK, France, and Germany, among others, customers have the option to use their national ID cards for this purpose.

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Revolut Crypto Supported Countries

Revolut's crypto investing product is accessible to users with a Standard Plan or higher in every country where Revolut operates. The Crypto Learn education platform, however, is exclusively available to users in the European Economic Area (EEA), the UK, Switzerland, Australia, New Zealand, and Singapore.

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Revolut Regulation and Licensing

Revolut operates under stringent regulatory frameworks to provide its financial services. It holds a license under the Electronic Money Regulations 2011 and is overseen by the UK's Financial Conduct Authority (FCA). This authorization enables Revolut to issue electronic money and manage payment services across the European Economic Area (EEA) without needing separate licenses in each country. Additionally, Revolut adheres to the Revised Payment Services Directive (PSD2), which ensures secure and efficient payment transactions for users.

It's worth noting that while Revolut's general financial operations are regulated, its cryptocurrency services are not governed by the FCA. Consequently, activities involving the buying, selling, and holding of cryptocurrencies on Revolut's platform do not fall under the same regulatory scrutiny as its other financial services.

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Revolut Business Supported Countries

Revolut Business is available to companies registered and operating within the European Economic Area (EEA), Switzerland, and the United Kingdom. This service encompasses countries such as France, Germany, Ireland, Italy, Spain, and the Netherlands.

Additionally, Revolut has expanded its business services to non-European countries including the United States, Australia, and Singapore. However, the availability of specific services may differ by region due to local financial regulations.

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Is Revolut Supported in Asia?

Revolut offers its services in Asia, but currently only in Singapore and Japan. Despite its absence in several major Asian economies like the Philippines, Hong Kong, South Korea, and Malaysia, Revolut plans to expand to India and the Philippines, as well as New Zealand within the coming year.

This limited presence is largely due to regulatory uncertainties in these markets. Revolut's expansion strategy favors entering markets with clear and established financial regulations that align with its business model, waiting until other regions' regulatory environments become more defined.

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Bottom Line

In summary, Revolut offers its diverse financial and cryptocurrency services across more than 35 countries, adapting to local regulatory conditions to ensure compliance and meet customer needs efficiently. While widespread in the European Economic Area, UK, and select global markets like Australia, Japan, and the US, its services vary — with crypto and business services tailored to the regulatory landscapes of each region.